At one time, the internet appeared to offer all organisations a simple proposition: email connectivity and a clickable presence in the form of a website. Today, web presence has rapidly evolved with interactive content and the ability to deliver transactional experiences – or e-commerce. Migrating services online helps business reduce costs, while customers benefit from the convenience and autonomy of self-service.

Financial services sites are absolutely competitive. They are really trying to drive people online. The self-service model is being taken seriously so they want to make sure their sites are available, responsive and allow users to do as many things as possible.

Though, many have shown an overall poor performance. The top reasons for failure were as follows: company websites make browsing too difficult; content missing, repeated and

poorly worded; and site search doesn’t work for typical tasks.

Here are three factors for a successful online financial service site which keeps users engaged and displays great use of technology while still delivers company’s messages

clearly and effectively:

• Customer experience, which includes the impression the homepage and overall design style give the customers, their satisfaction when they interact with the site and perform tasks.
• Best practices, such as ease of use, quality, availability and security – site managers must be compliant with data laws requiring them to protect customer information and the integrity of customer accounts.
• Service-level, which looks at responsiveness and reliability of websites – scores them on how quickly they respond to user commands and such factors as average downtime.

Financial services must tie these three factors together – customer experience, best practices and reliability/responsiveness – to have an effective web presence. They can’t go hard into one particular area and ignore the others. They have to understand what’s available versus their competitors, what consumers think of their sites versus competitors’ and how their sites are performing.

Risk management: You have children and don’t have any written paper for their care if you die. You have to face this risk and prepare for everything that could happen. A financial consulting service may help you have a careful plan.

Retirement plan: Retirement planning involves evaluating your current financial standing and creating an accumulation strategy that will help to ensure a desired retirement lifestyle. This is one of your biggest plan to do in your entire life. Believe me, you don’t want to mess up with it. Retirement plan requires some fair knowledge and experience which a financial advisor trades for.

Accumulation: Accumulation planning addresses your investment needs, asset allocation, and the suitability of different types of securities in light of your goals and risk tolerance. This is a long-term strategy that takes your financial goals and outside holdings into account. Again, a qualified financial advisor can facilitate this.

Taxation: This is really a difficult one, attached to a long and hard-to-understand articles of law. Tax planning considers the tax implications of individual, investment, or business decisions, usually with the goal of minimizing tax liability. While decisions are rarely made solely on their tax impact, you should have a working knowledge of the income or estate tax issues and costs involved. A major goal of tax planning is minimizing federal income tax liability. The best way is letting someone who has expertise and experience do it for you.

Estate planning: When you reach a point in which you’re constantly afraid that you’re going to make a mistake with your property, then you need professional advice. Especially, either the receipt of or access to a large sum of money that you didn’t have before.

Business planning: Business planning focuses on issues specific to business owners and shareholders. These people have enough thorough knowledge yet not enough time. That’s why they want to hire financial service to support them.

Have you realized the importance of financial consulting service? Prepare the best for you and your family by having a careful and thorough plan, consulted by a professional.

It makes you anxious, doesn’t it?

Even worse is when this anxiety goes out of your control and turns into stress.

You already know the serious impact of stress.

It’s time to get rid of it.

1- Control your expenses

Spend time to write down all your monthly spending. Compare to your current income. If you find a negative imbalance, you had better downsize your outcome.

Understand the difference between “want” and “need”. Stop having dinner out at fancy restaurants, buying designed clothings and  entertaining at movie theaters,…

Inmagine, you, stay at your little cozy home, cook for yourself, enjoy your meal and later, lie on the couch watching movie. See? Convenient. Inexpensive. Relaxing. And trust me, without designed clothings, you still look beautiful in your normal outfit the next day at work.

2- Make more money

To gain the balance of income and outcome, you may find ways to make more money, too. Work on some projects as a freelancer beside your full-time job, deliver pizza at the weekends or trade your knowledge to some appropriate demands,..

Do anything in your ability to earn more and reduce your financial burden. Just make sure that you are not overloaded. Gaining some more money but losing much more health isn’t wise any at all.

3- Turn payday into savings day

Set up an automatic monthly transfer into your savings account. That’s how your money go to the right place.

You should always have a reservation for any emergency that could happen. For you and your beloved family. Having a savings account helps you feel more secure. And, automatic transfer helps you remember that priority when you are in the mood of feeling rich.

4- Look around for better rates on insurance

If you are a person with healthy life style, you are giving yourself a mercy. You not only will live a long life but also earn some better rates on insurance. Prove that you are non-smoker, experienced driver and claim-free history, you will certainly get preferential treatment from insurance agencies.

5- Use external help

It’s easy to understand that you are not experienced enough to handle all the pressure. There are several professional sources that can help you.

Read financial books. Use financial consulting services. Go to workshops on personal finance. Listen to advices from friends or family members who are responsible with their own finances. Don’t force yourself too much while you can ask for help from the others.

Life goes on. It’s not worth spending time worrying about your finance. Be active in solving the problems. Financial stress will no longer affect you.

At one time, the internet appeared to offer all organisations a simple proposition: email connectivity and a clickable presence in the form of a website. Today, web presence has rapidly evolved with interactive content and the ability to deliver transactional experiences – or e-commerce. Migrating services online helps business reduce costs, while customers benefit from the convenience and autonomy of self-service.

Financial services sites are absolutely competitive. They are really trying to drive people online. The self-service model is being taken seriously so they want to make sure their sites are available, responsive and allow users to do as many things as possible.

Though, many have shown an overall poor performance. The top reasons for failure were as follows: company websites make browsing too difficult; content missing, repeated and

poorly worded; and site search doesn’t work for typical tasks.

Here are three factors for a successful online financial service site which keeps users engaged and displays great use of technology while still delivers company’s messages

clearly and effectively:

• Customer experience, which includes the impression the homepage and overall design style give the customers, their satisfaction when they interact with the site and perform tasks.
• Best practices, such as ease of use, quality, availability and security – site managers must be compliant with data laws requiring them to protect customer information and the integrity of customer accounts.
• Service-level, which looks at responsiveness and reliability of websites – scores them on how quickly they respond to user commands and such factors as average downtime.

Financial services must tie these three factors together – customer experience, best practices and reliability/responsiveness – to have an effective web presence. They can’t go hard into one particular area and ignore the others. They have to understand what’s available versus their competitors, what consumers think of their sites versus competitors’ and how their sites are performing.